FlyCovered Faqs

Question : is the aircraft covered in transport

Q:	Is air testing after maintenance or repair covered under this policy?
A:	Yes but we do have some restrictions. This policy is extended to apply to flights in the aircraft undertaken by any person qualified to maintain the aircraft or repair the aircraft if the flight is in connection with the maintenance or repair, provided they hold the appropriate licence to fly the aircraft. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. If you have a Ground Cover+ or On Demand policy an Insured Flying Day must be booked to cover the flight time. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Is air testing for a Certificate of Airworthiness covered under this policy?
A:	Yes but we do have some restrictions. We will cover the aircraft while it is being operated for the purpose of a test flight for the award, renewal or continuation of the Certificate of Airworthiness. The policy will include the aviation authority having jurisdiction over the aircraft, any pilot approved by, employed by or contracted to the aviation authority having jurisdiction over the aircraft for the purpose of such test flight provided they hold the appropriate licence and qualifications to fly the insured aircraft. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. If you have a Ground Cover+ or On Demand policy an Insured Flying Day must be booked to cover the flight time. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Is instruction covered under the policy?
A:	Yes but not Ab-Initio Instruction. We cover any named pilot for advanced instruction. This means use of the aircraft for flight training of a pilot shown in the Schedule, for a purpose other than obtaining a licence necessary to command the aircraft. Advanced instruction includes but is not limited to continuation training, instruction to gain a rating and conversion training. If you have a Pay As You Fly / On Demand or Ground Cover+ policy you will need to book an Insured Flying Day in your calendar. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Is training use covered under my policy?
A:	We cover any named pilot for advanced instruction. This means use of the aircraft on an Insured Flying Day, for flight training of a pilot shown in the Schedule, for a purpose other than obtaining a licence necessary to command the aircraft. Advanced instruction includes but is not limited to continuation training, instruction to gain a rating and conversion training. We do not cover any Ab-Initio Instruction. If you have a Pay As You Fly / On Demand or Ground Cover+ policy you will need to book an Insured Flying Day in your calendar. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Can I have an agreed value on my aircraft?
A:	Our policies are agreed value policies and you should always make sure you insure your aircraft for the full value in case of a total loss. Insurers will pay for physical loss of or damage to the aircraft occurring during the policy period, and arising from the risks covered, but not exceeding the Agreed Value selected when you purchased the policy. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is Liability cover to third parties?
A:	This is the amount you are covered for should your aircraft be involved in an accident that involves and causes damages or injury to a third party property or person, this is during flight or while the aircraft is parked on the ground. All aircraft owners and operators must hold the minimum legal requirement for the insured aircraft. The minimum sum insured is calculated on the type of use, Maximum Takeoff Weight (MTOW) and the number of passengers the aircraft can carry. During the quote process we offer the minimum amount for the aircraft from the details supplied, this can be increased up to a maximum £15,000,000. The minimum legal requirement can be found on the CAA website. Full Details of the cover and exclusions are available in the FlyCovered policy wordings. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Are forced landings covered?
A:	Yes. In the event of a forced landing, in any place where the aircraft is unable to take-off safely, insurers will pay for all reasonable costs, expenses or expenditure for the removal of the aircraft to the nearest suitable take-off area and any reasonable emergency expenses necessarily incurred by you, for the immediate safety of the aircraft. The full details of this cover are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Are instructors covered under the policy?
A:	Yes they are. Our wording states in the event of there being a qualified flying instructor or examiner on board the aircraft for the purpose of advanced instruction of a Pilot shown in Item 7 of the schedule, the flying instructor or examiner shall be deemed to be a permitted Pilot under this Policy. Ab-Initio Instruction for the purpose of obtaining a licence is not covered. This means use of the aircraft for flight training of a pilot shown in the Schedule, for a purpose other than obtaining a licence necessary to command the aircraft. Advanced instruction includes but is not limited to continuation training, instruction to gain a rating and conversion training. If you have a Pay As You Fly / On Demand or Ground Cover+ policy you will need to book an Insured Flying Day in your calendar. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What am I covered to use the aircraft for?
A:	The policy covers you to use the aircraft for private and pleasure purposes including incidental business or professional purposes and continuation training of the pilots named on the policy but not for any commercial use. Full details are available in your FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is Aircraft Financial Interest endorsement shown on the policy?
A:	This is automatically covered in your policy. Finance houses and aircraft leasing company agreements usually require that the aircraft is insured against loss of or physical damage and that the interest of the finance house or leasing company is noted in the policy. During the proposal process you can note any interested parties on the policy. The policy wording provides full details of the cover including any exclusions or conditions. Found In Ground Cover+ On Demand Frequent Flyer