Q: | Am I covered to carry passengers if we are "Cost Sharing" the flight? |
A: | Yes you are covered. As a private pilot you are allowed to carry up to six cost-sharing passengers in a light aircraft providing, no profit is made. The Civil Aviation Authority (CAA) says costs do not have to be shared equally but the pilot must make a contribution. We suggest you contact the CAA if you are in any doubt of the rules around this. No profit is allowed in this situation, as that would make it a commercial flight for which an Air Operator Certificate would be needed from the CAA. It is illegal to conduct commercial flights without that certificate.
Found In Ground Cover+ On Demand Frequent Flyer |
Q: | If I have a FlyCovered Ground Cover+ or On Demand, how much will additional in-flight days cost to buy? |
A: | The premium for each Insured Flying Day is calculated at a daily rate and is linked to your risk. The daily premiums will be provided with your quote and are always shown in your FlyCovered account. With a Pay-As-You-Fly policy the additional days are at a fixed daily rate. With a Ground Cover+ policy the daily premiums reduce as you buy each additional day. With our Price Cap, no matter how many days you buy you will never pay more than the Frequent Flyer annual premium we quoted you, when you purchased your Pay-As-You-Fly or Ground Cover+ policy. Found In Ground Cover+ On Demand |
Q: | Where can I find the price of additional flight days for my Ground Cover+ or On Demand policy? |
A: | We will inform you of the daily rate when you receive your quote, you will also find the daily rate in your welcome pack when you purchase a policy and in your FlyCovered account. Found In Ground Cover+ On Demand |
Q: | Will a Ground Cover+ or On Demand policy cost me more than a Frequent Flyer annual policy if I fly more than I expected to? |
A: | No, we have a Price Cap. If you choose an Ground Cover+ or On Demand policy, we guarantee that you won't pay any more than the Frequent Flyer annual premium we quoted you, when you purchased your Ground Cover+ or On Demand policy. Our system keeps a record of your Ground Cover+ or On Demand premium and any additional Insured Flying Days you purchase. If your premium spend equals or is more than the Frequent Flyer annual premium we quoted you when you purchased your Ground Cover+ or On Demand policy, we automatically credit your FlyCovered account with FREE Insured Flying Days until your policy renews. You will still need to book Insured Flying Days through your Ground Cover+ or On Demand FlyCovered account but you won't be charged for these days. Found In Ground Cover+ On Demand |
Q: | Can a named pilot book a day? |
A: | Not at the moment, this facility will be available soon. The person named as the insured on the Schedule has control of the aircraft flight planner. Found In Ground Cover+ On Demand |
Q: | What is the maximum aircraft value you insure? |
A: | At the moment we can only insure aircraft up to £350,000. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | What is Pilot's' Personal Accident Cover? |
A: | This additional option provides up to £10,000 of cover to each pilot insured under the policy if they sustain physical injury caused by an aviation incident when they are piloting the aircraft. In addition this option also includes £1,500 each insured person for each aviation incident in respect of medical and related expenses. Full details, including the schedule of benefits and any conditions or exclusions are available in the policy wording. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | Are instructors covered under the policy? |
A: | Yes they are. Our wording states in the event of there being a qualified flying instructor or examiner on board the aircraft for the purpose of advanced instruction of a Pilot shown in Item 7 of the schedule, the flying instructor or examiner shall be deemed to be a permitted Pilot under this Policy. Ab-Initio Instruction for the purpose of obtaining a licence is not covered. This means use of the aircraft for flight training of a pilot shown in the Schedule, for a purpose other than obtaining a licence necessary to command the aircraft. Advanced instruction includes but is not limited to continuation training, instruction to gain a rating and conversion training. If you have a Pay As You Fly / On Demand or Ground Cover+ policy you will need to book an Insured Flying Day in your calendar.
Found In Ground Cover+ On Demand Frequent Flyer |
Q: | How does a named pilot book an Insured Flying Day? |
A: | Insured Flying Days have to be booked and purchased by the policyholder. This will change soon and all named pilots will be able to book Insured Flying Days. Found In Ground Cover+ On Demand |
Q: | If I add an additional pilot to my policy will they be able to use the Insured Flying Days on my account? |
A: | Yes they will, the new named pilot will be able to have flight cover when they have been accepted and added to the policy. They will not be covered until you have received a confirmation email from the administrator containing the new documents showing, the new pilots details. The named policyholder has to book the Insured Flying Days days through the FlyCovered account before any flight cover is in place. Found In Ground Cover+ On Demand Frequent Flyer |
For policies starting on or after
1st December 2022
For policies starting prior to
1st December 2022
For policies starting on or after
1st December 2022
For policies starting prior to
1st December 2022
For policies starting on or after
1st December 2022
For policies starting prior to
1st December 2022