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Question : Do you cover insurance for flying schools?

Q:What is my Certificate of Insurance?
A:As an aircraft owner or operator you are required to have and be able to prove that you hold the minimum level of liability insurance required for your aircraft. The insurance certificate document provides this proof. When you purchase a Frequent Flyer policy we will send you an annual Certificate of Insurance. Should you select an Ground Cover+ or On Demand policy, we will send you a Certificate of Insurance for each period of insurance you book. We will also send you a new Certificate of Insurance should you make any changes to your policy. It is recommended that you carry your Certificate of Insurance when you are intending to operate your aircraft, should a CAA inspector require proof of cover. A copy is always available in your FlyCovered account.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Do I receive a new Certificate of Insurance each time I book an Insured Flying Day?
A:Yes you do. We issue a separate Certificate of Insurance for each period of insurance you book on your Ground Cover+ or On Demand policy. You are only covered for flight risks on the insured aircraft when you have booked an Insured Flying Day, through your FlyCovered account and received your Certificate of Insurance, confirming the date and times you are covered.
Found In  Ground Cover+  On Demand
Q:Who are Covered Insurance Services?
A:The team who developed the FlyCovered Platform have over 30 years experience in IT and Insurance. They are leading innovators in On Demand Insurance. Using the latest technology they have removed the dated and complicated processes associated with insurance.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Whats Insurance Premium Tax or IPT?
A:Insurance Premium Tax (IPT) is a tax on general insurance premiums. The IPT to be paid on the premium is determined by the country of registration of the aircraft. The physical location of the aircraft is irrelevant, e.g. an aircraft that is registered in the UK but based in France is located in the UK and pays UK Tax. Commercial aircraft is exempt from IPT. Our system will allocate the applicable tax to the country of aircraft registration.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Does the policy cover me when I am flying in Danish airspace?
A:Yes it does. The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to, from, or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording.
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Q:Does the policy cover me when I am flying in German airspace?
A:Yes it does. The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to, from, or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Is On Demand a traditional aviation insurance policy?
A:No it's not a traditional aviation policy. With a traditional aviation policy, you are paying for flight days when your aircraft is sitting on the ground. Our On Demand policy provides comprehensive annual ground cover and 7 Insured Flying Days to book and use when you need flight cover, you also have the option to purchase additional flight time when you need it. You select and book Insured Flying Days through your FlyCovered account, you can do this at any time before you fly, even on the same day; it only takes a couple minutes from your smartphone, tablet or PC, you can fly as many hours as you wish on these days. It's a fairer way of buying and using aviation insurance for the thousands of aircraft owners, who fly less than 30 days a year but still pay for flight cover when their aircraft is sitting on the ground.
Found In  On Demand
Q:What is Automatic Personal Accident cover?
A:The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to,from or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:What cover is provided on Insured Flying Days?
A:The Insured Flying Days provide comprehensive cover for the insured pilot(s) named on the Schedule and Certificate of Insurance, the aircraft and any passengers, while the insured aircraft is in flight. It covers use for private and pleasure purposes including incidental business or professional purposes and advanced instruction of the pilots named on the policy, but not for hire or reward. Full terms and conditions are available in the policy wordings.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:What is the policy Wording?
A:This policy document along with your Schedule, Certificate of Insurance and any endorsements make up your policy. You should read these documents carefully and make sure that they meet your needs. It is important that: you check that the sections of coverage you have requested are included in this policy; you comply with your duties under each section and under this policy as a whole. You should regularly review your cover to ensure that it is adequate and continues to meet your needs. You can access your insurance documents through your FlyCovered account www.flycovered.com. To log into your account you will require your account password, your postcode and your email address.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How do you inform me about my renewal?
A:We will email you 14 days before your policy renewal date with the details of your premium for the coming year. This is your renewal invitation. You must confirm renewal through your FlyCovered account, otherwise your cover will end on the renewal date and you will not be insured. If you pay your premium by monthly Direct Debit your policy will be automatically renewed unless you have opted out of auto renewal, and then you must renew your policy through your FlyCovered account. You must tell us about any change in the information you have previously provided to us, which happened before or during any period of insurance. When we are notified of a change, we will tell you whether we are able to accept the change and if the change will result in revised renewal terms. If you do not inform us about a change, it may affect any claim you make or could result in your insurance being invalid.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Will a FlyCovered policy cover me to fly other aircraft?
A:No, you are only insured to fly the aircraft shown on your Certificate Of Insurance.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Will the FlyCovered policy cover me to fly other aircraft?
A:No, you are only insured to fly the aircraft shown on your Schedule and Certificate Of Insurance.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Who are 3XD
A:3XD is a specialist insurance provider offering a range of general insurance products to customers through financial intermediaries. 3XD also carries out administration schemes for a ?number of UK companies, by combining their distribution with our administration? expertise. 3XD continuously strives to offer the best possible products and services. In recognition of all this, in 2015 3XD were granted the Customer Service ExcellenceŽ Award in acknowledgement of outstanding customer service delivery to its policyholders, intermediaries and insurers. For more information, visit www.3xd.co.uk
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How do I know the number of Ground Cover+ or On Demand Insured Flying Days I have available?
A:The number of Insured Flying Days you have available are always shown in your FlyCovered account. Log on and select FLIGHT PLANNER, they are shown in the bar above your calendar. They are also shown on your latest Certificate of Insurance and in the the My Documents section of Manage My Policy. If you need more days you can purchase them by selecting BUY DAYS.
Found In  Ground Cover+  On Demand
Q:How do I book Insured Flying Days on a Ground Cover+ or On Demand policy?
A:You book them through your Ground Cover+ or On Demand account. Log into your account, go to FLIGHT PLANNER. The days you can book are shown in green on the calendar. Click on the day you need flight cover for, a booking screen will appear, enter your PIN and select BOOK to confirm the booking. When you have booked Insured Flying Days you will receive a Certificate of Insurance by email; this will confirm the aircraft, time and date you are insured to fly your aircraft. An aircraft icon will be shown on the days you have booked. If you need to insure consecutive days repeat the process.
Found In  Ground Cover+  On Demand
Q:How old do I need to be to take out FlyCovered policy?
A:We are unable to offer insurance to anybody under 17 years of age.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:What's auto renewal and can I opt out?
A:For your protection if you pay by monthly Direct Debit your policy will be automatically renewed. If you'd prefer us not to renew your policy automatically, please let us know before your renewal date by contacting our Customer Services Team, they can be contacted on 0345 519 4678 lines are open 9am to 6pm, Monday to Friday. If you prefer you can email us at info@FlyCovered.com or write to us at FlyCovered, PO Box 672, Longridge, Preston, PR3 8AD. Prior to any renewal, including auto renewal, you must tell us about any change in the information you have previously provided to us, which happened before or during any period of insurance. When we are notified of a change, we will tell you whether we are able to accept the change and if the change will result in revised renewal terms. If you do not inform us about a change, it may affect any claim you make or could result in your insurance being invalid.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Do I receive a new Insurance Schedule when I buy additional Insured Flying Days?
A:Yes you do. We issue a new Schedule showing both the additional and the total number of Insured Flying Days you have available and the policy days you have remaining to use them.
Found In  Ground Cover+  On Demand
Q:What is the maximum age you can insure a pilot under a FlyCovered policy?
A:We are unable to offer insurance to anybody 71 years of age or older.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:What are Rollover Days and how do they work?
A:Rollover Days are part of a policy. We are the first company to introduce Rollover Days to insurance and help you avoid wasting any premium. If you have a policy with unused or unbooked Insured Flying Days remaining on your FlyCovered account at your renewal date, we automatically Rollover up to 7 unused Insured Flying Days. This could give you up to 14 Insured Flying Days to use during your next policy period, if you renew your with us. The Rollover Days have no value should you cancel your policy following any renewal.
Found In  On Demand
Q:Can I add an aircraft to my policy?
A:Yes, no problem. Log into your account. Go to MANAGE MY POLICY. Select Manage aircraft, select Get A Quote For A New Aircraft, enter the new aircraft details, and select Quote. If the aircraft is acceptable we will show you the additional premium for the new aircraft, the daily rate for Insured Flying Days if you have a Ground Cover+ or On Demand policy and a selection of deductibles. To make the change please select your preferred premium option, complete the question set and select Update My policy. To ignore the change select Cancel. You will then go through to the payment page. When payment is received we will send you confirmation of the new aircraft. You will receive a new Schedule and Certificate of Insurance showing the new aircraft, please check the details on the documents are correct. If you have a Ground Cover+ or On Demand policy, we will send you a Schedule showing the new aircraft and the Insured Flying Days you have available to book for the aircraft.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:If I have an Ground Cover+ or On Demand, can I book Insured Flying Days without an internet connection?
A:Yes. Although this is an online insurance service we fully understand internet connections can be temperamental at times. If you are unable to get an internet connection, you can call our Customer Service Team on 0345 519 4678 lines are open 9am to 6pm, Monday to Friday. The team can access your account with your permission and book an Insured Flying Day for you. To do this they will request a selection of letters from your memorable word, they will never request the whole word. If you feel the area you will be booking Insured Flying Days from will not have any internet access, you can book days prior to arriving at the airport.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How do I know the number of policy Days I have remaining on my Ground Cover+ or On Demand to use my Insured Flying Days?
A:The days remaining on your policy are always shown in your FlyCovered account. Log into your FlyCovered account and select FLIGHT PLANNER, you will find them in the bar above the calendar, along with the number of Insured Flying Days you have remaining in your account and the policy days you have remaining to use them. The remaining number of policy days and Insured Flying Days are also shown on your latest Certificate of Insurance and in the the My Documents section of Manage My Policy.
Found In  Ground Cover+  On Demand
Q:What are Rollover Days and how do they work?
A:Rollover Days are part of a policy. We are the first company to introduce Rollover Days to insurance and help you avoid wasting any premium. If you have a policy with unused or unbooked Insured Flying Days remaining on your FlyCovered account at your renewal date, we automatically Rollover up to 7 unused Insured Flying Days. You can use these days during your next policy period, if you renew your with us. The Rollover Days have no value should you cancel your policy following any renewal.
Found In  Ground Cover+
Q:How do I cancel booked Insured Flying Days on a Ground Cover+ or On Demand policy?
A:Log into your account. Go to FLIGHT PLANNER in the menu bar. The booked days you can cancel are shown in amber on the calendar. Click on the day you need to cancel, a booking box will appear, select cancel. You will need to enter your PIN to confirm the cancellation. The aircraft icon for that day will be removed, your insurance for that day is then cancelled and your FlyCovered account credited with that day. For your FlyCovered account to receive a credit for the cancelled day, you must cancel it before 23.59 Hours (GMT) the day before you intended to fly.
Found In  Ground Cover+  On Demand
Q:When do I pay my insurance premium?
A:This is an online facility and you pay at the end of the application process. You can select monthly Direct Debit or pay the premium in full with a Credit or Debit card.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Who is the insurer for FlyCovered policies?
A:The insurer for FlyCovered policies are Tokio Marine Kiln Syndicates Limited (Syndicate 510 at Lloyd's) Address: 20 Fenchurch Street, London EC3M 3BY. They are market leading aviation underwriters.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Are 3XD regulated by the FCA?
A:Yes. 3XD Limited are authorised and regulated by the Financial Conduct Authority registration number 469379. We are permitted to arrange and deal as an agent of insurers and clients with respect to certain specified non-investment insurance policies. You can check these details on the FCA's Register by visiting the FCA's website http://www.fca.org.uk/register or by contacting the FCA on freephone 0800 111 6768 or 0300 500 8082 for consumers.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Can I get covered immediately after accepting my quote?
A:Yes you can. Instant cover is available on all of our policies. This is subject to the pilot(s) and the aircraft being accepted and you paying the full premium or the Direct Debit deposit by Credit or Debit card. If you have an On Demand policy you will need to book an Insured Flying Day to have flight cover. If you have a Ground Cover+ policy, you will need to buy and book an Insured Flying Day to have flight cover.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:When can I book Insured Flying Days on my Ground Cover+ policy?
A:You can book Insured Flying Days 24 / 7 using your Smartphone, Tablet or PC. This is done through your FlyCovered account. If you buy and book an Insured Flying Day on the same day you intend to fly, cover will end at 23:59 Hours (GMT) the same day.
Found In  Ground Cover+
Q:Is Ground Cover+ a traditional ground cover policy?
A:No it's not a traditional ground cover policy. Our Ground Cover+ policy provides annual ground cover, the BIG+ is that you can add flight cover on the days you need it. The ground cover section is protecting the aircraft insured under this policy when it is not in flight, for physical loss of or damage to the aircraft. Eg theft, malicious damage or storm damage. It also covers your legal liability to others arising when the aircraft is not in flight, including when you are moving the aircraft or running the engines. Unlike other ground cover policies you don't have to upgrade to an annual policy or call a broker to arrange flight cover, it's all done online. The Insured Flying Days can be used for private and pleasure purposes including incidental business or professional purposes and advanced instruction of the pilots named on the policy, but not for hire or reward. You can fly as many hours as you wish on the Insured Flying Days you buy and book.
Found In  Ground Cover+
Q:Can I add additional pilots to my FlyCovered policy?
A:Log in to your FlyCovered account, select MANAGE MY POLICY, select Manage Pilots, select Add New Pilot, enter the new pilots details, select Calculate Premium, if the pilot is acceptable we will provide the additional or return premium to make the change. If you would like to make the change select Update My policy. You will go through to the payment page, so have your payment card ready. When payment is received we will email you confirmation of the change with a new Schedule, please check the details are correct. When you book Insured Flying Days, the Certificate of Insurance will show the new pilots details, please check they are correct.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:What is the Maximum Takeoff Weight (MTOW) of an aircraft you insure.
A:At the moment the Maximum Takeoff Weight (MTOW) of an aircraft we can offer insurance for is Fixed-Wing 5,700 KG. Rotary-Wing 3,175 KG
Found In  Ground Cover+  On Demand Frequent Flyer
Q:What is the Minimum Takeoff Weight (MTOW) of an aircraft you insure.
A:At the moment the Minimum Takeoff Weight (MTOW) of an aircraft we can offer insurance for is Fixed-Wing 390 KG. Rotary-Wing 450 KG
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Q:How do I change the aircraft named on my policy?
A:This is quite easy. Log in to your FlyCovered account. Select MANAGE MY POLICY. Select Manage aircraft, select Get A Quote For A New Aircraft. Enter the new aircraft details, select Quote if the aircraft is acceptable we will provide you with a quotation to add the aircraft to the policy. If the aircraft is unacceptable to the insurers, you will be shown a screen showing the aircraft we are unable to insure, we advise you to re-enter the aircraft details just in case you have entered incorrect information. If the aircraft is acceptable and you wish to add it to your policy, select Update My Policy. You will go through to the payment page, please have your payment card ready if your not paying your premium by Direct Debit. When payment is received we will email you confirmation of the change with a new Schedule, please check the details are correct. When you book Insured Flying Days, the Certificate of Insurance will show the new aircraft details; please check they are correct.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:What is the minimum and maximum number of Insured Flying Days I can book on a Ground Cover+ policy?
A:The minimum term is one day, if you purchase and book one day on the same day you need flight cover for, the cover will end at 23:59 Hours (GMT) the same day. The maximum term is the number of Insured Flying Days you have purchased and are available in your account.
Found In  Ground Cover+
Q:When can I start booking my first Insured Flying Days?
A:You can start booking Insured Flying Days when you have paid your Ground Cover+ premium, either in full or you have paid the deposit premium if you are paying by Direct Debit. You will then receive your welcome email with your FlyCovered account PIN. The email will have all the instructions to manage your account, including how to buy and book Insured Flying Days.
Found In  Ground Cover+
Q:What is Flying Clothing and Effects cover?
A:This policy option provides up to £1,000 of cover in respect of physical loss of or damage to flying clothing and effects by theft or fire (or physical damage to flying clothing and effects if the aircraft itself is damaged). Flying clothing and effects means flying clothing, maps, navigating equipment and instruments, headsets, safety equipment or similar equipment (not being fixtures in the aircraft) and baggage (including contents) actually in or on the aircraft being the insured's property or the property of any pilot insured under the policy, but excluding money, credit cards, securities, jewellery and furs of all kinds. Full details of this option, including any conditions and exclusions, are available in the policy wording.
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Q:If I have a Ground Cover+ or On Demand policy and I forgot to book an Insured Flying Day on can I backdate cover?
A:No, this is not possible. With an Ground Cover+ or On Demand policy you must book an Insured Flying Day before any flight to be covered for flight risk. No cover can be backdated.
Found In  Ground Cover+  On Demand
Q:When can I buy Insured Flying Days for my policy?
A:You can buy them at anytime during the policy period. If you buy and book an Insured Flying Day on the same day, cover will end at 23:59 Hours (GMT) the same day.
Found In  Ground Cover+
Q:What are Free Insured Flying Days and how do they work on a Ground Cover+ or On Demand policy?
A:Free Insured Flying Days are part of our Price Cap. If your premium spend including the purchase of any Insured Flying Days, equals or is more than the Frequent Flyer annual premium we quoted you when you purchased your Ground Cover+ or On Demand policy, we automatically credit your FlyCovered account with FREE Insured Flying Days until your policy renews. You will still need to book Insured Flying Days through your Ground Cover+ or On Demand account but you won't be charged for these days.
Found In  Ground Cover+  On Demand
Q:When can I book Insured Flying Days on my On Demand policy?
A:You can book Insured Flying Days 24 / 7 using your Smartphone, Tablet or PC. This is done through your FlyCovered account. If you book an Insured Flying Day on the same day you intended to fly, cover will end at 23:59 Hours (GMT) the same day.
Found In  On Demand
Q:If I add an additional pilot to my policy will they be able to use the Insured Flying Days on my account?
A:Yes they will, the new named pilot will be able to have flight cover when they have been accepted and added to the policy. They will not be covered until you have received a confirmation email from the administrator containing the new documents showing, the new pilots details. The named policyholder has to book the Insured Flying Days days through the FlyCovered account before any flight cover is in place.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:I have a Ground Cover+ policy, am I restricted to the number of hours I can fly on an Insured Flying Day?
A:No not at all. You can fly as many hours as you wish on the Insured Flying Days you have booked until 23:59 Hours (GMT) the same day. If you have booked consecutive days you are covered until 23:59 Hours (GMT) on the last booked day.
Found In  Ground Cover+
Q:How do I remove an aircraft from my policy?
A:To remove a plane that you may have sold or no longer need insurance for is quite easy. Log into your FlyCovered account select MANAGE MY POLICY, select Manage aircraft, select Edit Existing Aircraft next to the aircraft you wish to remove, select Remove Aircraft at the foot of the page, a drop down will appear, type YES and select Proceed, we will show you any return premium due to you, select UPDATE policy to complete the change. The plane will no longer be insured at this stage. We will email you confirmation of the change with a new Schedule, please check the details are correct.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How many insured days can I buy on my Ground Cover+ policy?
A:You can buy as many Insured Flying Days as you wish. On a Ground Cover+ policy you buy one day at a time. The daily rate gets cheaper the more days you purchase. We will inform you of the daily rates when you purchase your policy. If you purchase 30 days your account will be credited with unlimited Insured Flying Days until your renewal date.
Found In  Ground Cover+
Q:What are Insured Flying Days?
A:Insured Flying Days are the days or day when the aircraft is covered for flight risk. These days must all be selected and booked through your FlyCovered account, before you are insured for flight risks. 7 Insured Flying Days are included in your On Demand premium, you can purchase additional days at anytime. With a Ground Cover+ policy, you purchase a single day when you need it.
Found In  Ground Cover+  On Demand
Q:When can I start booking my first Insured Flying Days?
A:You can start booking Insured Flying Days when you have paid your premium, either in full or you have paid the deposit premium if you are paying by Direct Debit. You will then receive your welcome email with your FlyCovered account PIN. The email will have all the instructions on how to manage your account, including how to book Insured Flying Days and buy additional days when you need them.
Found In  On Demand
Q:What is the minimum and maximum number of Insured Flight Days I can book on an On Demand policy?
A:The minimum term is one day, cover will end at 23:59 Hours (GMT) on the booked day. The maximum term is the number of Insured Flying Days you have available on your account. If you book a period of continuous days, cover will end at 23:59 Hours (GMT) on the last day. Should you book one day on the same day you need flight cover for, cover will end at 23:59 Hours (GMT) the same day.
Found In  On Demand

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Insurance Product Information Document

 



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Insurance Product Information Document

 



Policy
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Insurance Product Information Document