FlyCovered Faqs

Question : Do you cover insurance for flying schools?

Q:	Do I receive a new Certificate of Insurance each time I book an Insured Flying Day?
A:	Yes you do. We issue a separate Certificate of Insurance for each period of insurance you book on your Ground Cover+ or On Demand policy. You are only covered for flight risks on the insured aircraft when you have booked an Insured Flying Day, through your FlyCovered account and received your Certificate of Insurance, confirming the date and times you are covered. Found In Ground Cover+ On Demand
Q:	What is my Certificate of Insurance?
A:	As an aircraft owner or operator you are required to have and be able to prove that you hold the minimum level of liability insurance required for your aircraft. The insurance certificate document provides this proof. When you purchase a Frequent Flyer policy we will send you an annual Certificate of Insurance. Should you select an Ground Cover+ or On Demand policy, we will send you a Certificate of Insurance for each period of insurance you book. We will also send you a new Certificate of Insurance should you make any changes to your policy. It is recommended that you carry your Certificate of Insurance when you are intending to operate your aircraft, should a CAA inspector require proof of cover. A copy is always available in your FlyCovered account. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Who are Covered Insurance Services?
A:	The team who developed the FlyCovered Platform have over 30 years experience in IT and Insurance. They are leading innovators in Pay-As-You-Fly and On demand Insurance. Using the latest technology they have removed the dated and complicated processes associated with insurance. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Does the policy cover me when I am flying in Danish airspace?
A:	Yes it does. The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to, from, or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Does the policy cover me when I am flying in German airspace?
A:	Yes it does. The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to, from, or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What cover is provided on Insured Flying Days?
A:	The Insured Flying Days provide comprehensive cover for the insured pilot(s) named on the Schedule and Certificate of Insurance, the aircraft and any passengers, while the insured aircraft is in flight. It covers use for private and pleasure purposes including incidental business or professional purposes and advanced instruction of the pilots named on the policy, but not for hire or reward. Full terms and conditions are available in the policy wordings. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Is Pay-As-You-Fly a traditional annual aviation insurance policy?
A:	No. You get all the benefits of a traditional aviation policy you just pay for in-flight cover when you need it. With a traditional aviation policy, you pay for in-flight cover when your aircraft is sitting on the ground. Our Pay-As-You-Fly policy provides comprehensive annual ground cover and 7 Insured Flying Days to use when you need in-flight cover. You have the option to purchase additional in-flight cover at a fixed daily rate when you have used the 7 included days. You can select and book Insured Flying Days through your FlyCovered account before you fly, even on the same day; it only takes a couple minutes from your Iphone, smartphone, tablet or PC, you can fly as many hours as you wish on these days. Found In Frequent Flyer
Q:	Is training use covered under my policy?
A:	We cover any named pilot for advanced instruction. This means use of the aircraft on an Insured Flying Day, for flight training of a pilot shown in the Schedule, for a purpose other than obtaining a licence necessary to command the aircraft. Advanced instruction includes but is not limited to continuation training, instruction to gain a rating and conversion training. We do not cover any Ab-Initio Instruction. If you have a Pay As You Fly / On Demand or Ground Cover+ policy you will need to book an Insured Flying Day in your calendar. Found In Ground Cover+ On Demand Frequent Flyer
Q:	How do I know the number of Ground Cover+ or On Demand Insured Flying Days I have available?
A:	The number of Insured Flying Days you have available are always shown in your FlyCovered account. Log on and select FLIGHT PLANNER, they are shown in the bar above your calendar. They are also shown on your latest Certificate of Insurance and in the the My Documents section of Manage My Policy. If you need more days you can purchase them by selecting BUY DAYS. Found In Ground Cover+ On Demand
Q:	Whats Insurance Premium Tax or IPT?
A:	Insurance Premium Tax (IPT) is a tax on general insurance premiums. The IPT to be paid on the premium is determined by the country of registration of the aircraft. The physical location of the aircraft is irrelevant, e.g. an aircraft that is registered in the UK but based in France is located in the UK and pays UK Tax. Commercial aircraft is exempt from IPT. Our system will allocate the applicable tax to the country of aircraft registration. Found In Ground Cover+ On Demand Frequent Flyer