FlyCovered Faqs

Question : How do I calculate my hours

Q:	How do I report my flying hours in the proposal?
A:	We need to know the total hours each pilot that will be named on the policy has logged on the category of aircraft being insured, Ie Total hours on all Fixed-Wing aircraft. Then the number of hours each pilot has logged on the class of aircraft being insured, Ie Single Engine Piston (SEP) Multi Engine Piston (MEP) Single Engine Turboprop (SET). Hours on each class count and they can be added together to provide the total number of hours logged. We also need to know if any pilot has under 10 hours logged on the aircraft, model and variant being insured. NOTE: Should you have hours on non powered gliders these cannot be include. Hours on powered / motor gliders and Fixed-Wing microlights may be included under Total Hours on Fixed-Wing aircraft Found In Ground Cover+ On Demand Frequent Flyer
Q:	I have an Pay-As-You-Fly policy, am I restricted to the number of hours I can fly on an Insured Flying Day?
A:	No not at all. You can fly as many hours as you wish on any Insured Flying Days you have booked, up until 23:59 Hours (Local Time At Your Address) the same day. If you have booked consecutive days you are covered until 23:59 Hours (Local Time At Your Address) on the last booked day. Found In On Demand
Q:	I have a Ground Cover+ policy, am I restricted to the number of hours I can fly on an Insured Flying Day?
A:	No not at all. You can fly as many hours as you wish on the Insured Flying Days you have booked until 23:59 Hours (Local Time At Your Address) the same day. If you have booked consecutive days you are covered until 23:59 Hours (Local Time At Your Address) on the last booked day. Found In Ground Cover+
Q:	Do you have a minimum hours requirement for pilots.
A:	No, all pilots must hold a valid pilots licence (NPPL, LAPL, PPL, CPL or ATPL) with the correct ratings, certificates and privileges for the aircraft being insured. They must hold a valid medical certificate or self-medical declaration for the licence and ratings held. We do not cover ab-initio training. Adding a pilot with low or no hours on type or low flying hours may increase your premium. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Can I add additional pilots to my FlyCovered policy?
A:	Log in to your FlyCovered account, select MANAGE MY POLICY, select Manage Pilots, select Add New Pilot, enter the new pilots details, select Calculate Premium, if the pilot is acceptable we will provide the additional or return premium to make the change. If you would like to make the change select Update My Policy. You will go through to the payment page, so have your payment card ready. When payment is received we will email you confirmation of the change with a new Schedule, please check the details are correct. When you book Insured Flying Days, the Certificate of Insurance will show the new pilots details, please check they are correct. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What timezone is used on the FlyCoverd policies?
A:	All references to 00.00 Hours and 23.59 Hours in the policy including the endorsements that form part of this policy shall be on the basis on Local Time At Your Address. This the address shown on your Certificate of Insurance and your Insurance Schedule. Found In Ground Cover+ On Demand Frequent Flyer drone
Q:	Am I covered if I use an airfield out of notified hours?
A:	Yes you are. The coverage provided by this policy shall not be invalidated as a result of your use of certain airfields and/or airports out of the notified hours, subject to prior permission having been granted by the appropriate owner and/or operator of such airfield and/or airport. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	I have a FlyCovered Ground Cover+ or On Demand policy, am I restricted to the hours I can fly on Insured Flying Days?
A:	No. You can fly as many hours as you wish on Insured Flying Days. Found In Ground Cover+ On Demand
Q:	What is the minimum and maximum number of Insured Flight Days I can book on a Pay-As-You-Fly policy?
A:	The minimum term is one day, cover will end at 23:59 Hours (Local Time At Your Address) on the booked day. The maximum term is the number of Insured Flying Days you have available on your account. If you book a period of continuous days, cover will end at 23:59 Hours (Local Time At Your Address) on the last day. Should you book one day on the same day you need flight cover for, cover will end at 23:59 Hours (Local Time At Your Address) the same day. Found In On Demand
Q:	What happens if I book Insured Flying Days but I am unable to use them?
A:	We know plans can change and have catered for that. You can cancel booked Insured Flying Days through your FlyCovered account. The Insured day(s) have to be cancelled before 23:59 Hours (Local Time At Your Address) the day before you intended to fly. The cancelled days will be credited to your FlyCovered account and there is no cost for doing this. If you do not cancel before 23:59 Hours (Local Time At Your Address) you will lose that Insured Flying Day. Found In Ground Cover+ On Demand