FlyCovered Faqs

Question : Is prop damage covered

Q:	Does the FlyCovered policy cover malicious damage to the aircraft?
A:	Yes it does and the cover is included in your premium. You may have to pay an additional premium for this cover with other providers. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What does the Ground Cover section of my policy cover?
A:	The ground cover section is protecting any aircraft insured under this policy, when it is not in flight for loss of or physical damage to the aircraft. Eg theft, malicious damage or storm damage. This section of the policy also covers your legal liability to others, arising when the aircraft is on the ground, including when you are moving the aircraft or running the engines. Full terms and conditions are available in the policy wordings. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is Flying Clothing and Effects cover?
A:	This policy option provides up to £2,000 of cover in respect of physical loss of or damage to flying clothing and effects by theft or fire (or physical damage to flying clothing and effects if the aircraft itself is damaged). Flying clothing and effects means flying clothing, maps, navigating equipment and instruments, headsets, safety equipment or similar equipment (not being fixtures in the aircraft) and baggage (including contents) actually in or on the aircraft being the insured's property or the property of any pilot insured under the policy, but excluding money, credit cards, securities, jewellery and furs of all kinds. Full details of this option, including any conditions and exclusions, are available in the policy wording. Found In
Q:	Is Ground Cover+ a traditional ground cover policy?
A:	No. Our Ground Cover+ policy provides annual ground cover plus you can buy and add flight cover at a fixed daily rate on the days you need it. The ground cover section is protecting the aircraft insured under this policy when it is not in flight, for physical loss of or damage to the aircraft. Eg theft, malicious damage or storm damage. It also covers your legal liability to others arising when the aircraft is not in flight, including when you are moving the aircraft or running the engines. Unlike other ground cover policies you don't have to upgrade to an annual policy or call a broker to arrange flight cover, it's all done online. You can fly as many hours as you wish on the Insured Flying Days you buy and book. Found In Ground Cover+
Q:	Can I have an agreed value on my aircraft?
A:	Our policies are agreed value policies and you should always make sure you insure your aircraft for the full value in case of a total loss. Insurers will pay for physical loss of or damage to the aircraft occurring during the policy period, and arising from the risks covered, but not exceeding the Agreed Value selected when you purchased the policy. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is Aircraft Financial Interest endorsement shown on the policy?
A:	This is automatically covered in your policy. Finance houses and aircraft leasing company agreements usually require that the aircraft is insured against loss of or physical damage and that the interest of the finance house or leasing company is noted in the policy. During the proposal process you can note any interested parties on the policy. The policy wording provides full details of the cover including any exclusions or conditions. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is Trespasser's Costs cover?
A:	Cover to pay landowners a reasonable settlement in respect of physical loss of or damage to crops, following a crash or forced landing of the aircraft regardless of your legal liability. Full details of the cover and sums insured is available in the policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is Trip Interruption cover?
A:	This is an additional cover you can purchase and add to your policy. If the aircraft becomes unairworthy as a result of physical loss or damage, this policy option provides up to £500 of cover for any reasonable expenses you incur for food, travel and lodging of passengers and pilots. Full details of the cover including any conditions and exclusions, are available in the policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Can I insure an aircraft under construction?
A:	Yes this is possible. You can insure an aircraft under construction under our Ground Cover+ policy. We will not offer any cover for damage that is resulting from mistakes made during the build process. When the build is complete and the required CAA permissions have been granted, you can buy and use Insured Flight Days for the aircraft under the Ground Cover+ policy. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Can I get covered immediately after accepting my quote?
A:	Yes you can. Instant cover is available on all of our policies. This is subject to you paying the full premium or the Direct Debit deposit by Credit or Debit card. If you have an Pay-As-You-Fly policy you will need to book an Insured Flying Day to have in-flight cover. If you have a Ground Cover+ policy, you will need to buy and book an Insured Flying Day to have flight cover. Found In Ground Cover+ On Demand Frequent Flyer