How can we help?

Question : Night flight

Q:Does Ground Cover+ or On Demand offer comprehensive flight and ground cover?
A:Yes. Ground Cover+ or On Demand offers annual comprehensive ground cover when the insured aircraft is not in flight. Full flight cover is provided on any days you have booked Insured Flight Days for through your FlyCovered account. Remember with a traditional aviation policy, you are still paying for flight cover when your aircraft is sitting on the ground.
Found In  Ground Cover+  On Demand
Q:What are Insured Flying Days?
A:Insured Flying Days are the days or day when the aircraft is covered for flight risk. These days must all be selected and booked through your FlyCovered account, before you are insured for flight risks. 7 Insured Flying Days are included in your On Demand premium, you can purchase additional days at anytime. With a Ground Cover+ policy, you purchase a single day when you need it.
Found In  Ground Cover+  On Demand
Q:What cover is provided on Insured Flying Days?
A:The Insured Flying Days provide comprehensive cover for the insured pilot(s) named on the Schedule and Certificate of Insurance, the aircraft and any passengers, while the insured aircraft is in flight. It covers use for private and pleasure purposes including incidental business or professional purposes and advanced instruction of the pilots named on the policy, but not for hire or reward. Full terms and conditions are available in the policy wordings.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Is On Demand a traditional aviation insurance policy?
A:No it's not a traditional aviation policy. With a traditional aviation policy, you are paying for flight days when your aircraft is sitting on the ground. Our On Demand policy provides comprehensive annual ground cover and 7 Insured Flying Days to book and use when you need flight cover, you also have the option to purchase additional flight time when you need it. You select and book Insured Flying Days through your FlyCovered account, you can do this at any time before you fly, even on the same day; it only takes a couple minutes from your smartphone, tablet or PC, you can fly as many hours as you wish on these days. It's a fairer way of buying and using aviation insurance for the thousands of aircraft owners, who fly less than 30 days a year but still pay for flight cover when their aircraft is sitting on the ground.
Found In  On Demand
Q:Is Ground Cover+ a traditional ground cover policy?
A:No it's not a traditional ground cover policy. Our Ground Cover+ policy provides annual ground cover, the BIG+ is that you can add flight cover on the days you need it. The ground cover section is protecting the aircraft insured under this policy when it is not in flight, for physical loss of or damage to the aircraft. Eg theft, malicious damage or storm damage. It also covers your legal liability to others arising when the aircraft is not in flight, including when you are moving the aircraft or running the engines. Unlike other ground cover policies you don't have to upgrade to an annual policy or call a broker to arrange flight cover, it's all done online. The Insured Flying Days can be used for private and pleasure purposes including incidental business or professional purposes and advanced instruction of the pilots named on the policy, but not for hire or reward. You can fly as many hours as you wish on the Insured Flying Days you buy and book.
Found In  Ground Cover+
Q:Is air testing for a Certificate of Airworthiness covered under this policy?
A:Yes but we do have some restrictions. We will cover the aircraft while it is being operated for the purpose of a test flight for the award, renewal or continuation of the Certificate of Airworthiness. The policy will include the aviation authority having jurisdiction over the aircraft, any pilot approved by, employed by or contracted to the aviation authority having jurisdiction over the aircraft for the purpose of such test flight provided they hold the appropriate licence and qualifications to fly the insured aircraft. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. If you have a Ground Cover+ or On Demand policy an Insured Flying Day must be booked to cover the flight time.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:If I have a Ground Cover+ or On Demand policy and I forgot to book an Insured Flying Day on can I backdate cover?
A:No, this is not possible. With an Ground Cover+ or On Demand policy you must book an Insured Flying Day before any flight to be covered for flight risk. No cover can be backdated.
Found In  Ground Cover+  On Demand
Q:When can I buy Insured Flying Days for my policy?
A:You can buy them at anytime during the policy period. If you buy and book an Insured Flying Day on the same day, cover will end at 23:59 Hours (GMT) the same day.
Found In  Ground Cover+
Q:If I have a FlyCovered Ground Cover+ or On Demand, how much will additional flight days cost me?
A:The premium for each Insured Flying Day is calculated at a daily rate and is linked to your risk. The daily premiums will be provided with your quote and are always shown in your FlyCovered account. With a Ground Cover+ policy the daily premiums reduce as you buy additional days.
Found In  Ground Cover+  On Demand
Q:Where can I find the price of additional flight days for my Ground Cover+ or On Demand policy?
A:We will inform you of the daily rate when you receive your quote, you will also find the daily rate in your welcome pack when you purchase a policy and in your FlyCovered account.
Found In  Ground Cover+  On Demand
Q:Can I get covered immediately after accepting my quote?
A:Yes you can. Instant cover is available on all of our policies. This is subject to the pilot(s) and the aircraft being accepted and you paying the full premium or the Direct Debit deposit by Credit or Debit card. If you have an On Demand policy you will need to book an Insured Flying Day to have flight cover. If you have a Ground Cover+ policy, you will need to buy and book an Insured Flying Day to have flight cover.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:If I add an additional pilot to my policy will they be able to use the Insured Flying Days on my account?
A:Yes they will, the new named pilot will be able to have flight cover when they have been accepted and added to the policy. They will not be covered until you have received a confirmation email from the administrator containing the new documents showing, the new pilots details. The named policyholder has to book the Insured Flying Days days through the FlyCovered account before any flight cover is in place.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Is air testing after maintenance or repair covered under this policy?
A:Yes but we do have some restrictions. This policy is extended to apply to flights in the aircraft undertaken by any person qualified to maintain the aircraft or repair the aircraft if the flight is in connection with the maintenance or repair, provided they hold the appropriate licence to fly the aircraft. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. If you have a Ground Cover+ or On Demand policy an Insured Flying Day must be booked to cover the flight time.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Am I covered to carry passengers if we are "Cost Sharing" the flight?
A:Yes you are covered. As a private pilot you are allowed to carry up to six cost-sharing passengers in a light aircraft providing, no profit is made. The Civil Aviation Authority (CAA) says costs do not have to be shared equally but the pilot must make a contribution. We suggest you contact the CAA if you are in any doubt of the rules around this. No profit is allowed in this situation, as that would make it a commercial flight for which an Air Operator Certificate would be needed from the CAA. It is illegal to conduct commercial flights without that certificate.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How do I book Insured Flying Days on a Ground Cover+ or On Demand policy?
A:You book them through your Ground Cover+ or On Demand account. Log into your account, go to FLIGHT PLANNER. The days you can book are shown in green on the calendar. Click on the day you need flight cover for, a booking screen will appear, enter your PIN and select BOOK to confirm the booking. When you have booked Insured Flying Days you will receive a Certificate of Insurance by email; this will confirm the aircraft, time and date you are insured to fly your aircraft. An aircraft icon will be shown on the days you have booked. If you need to insure consecutive days repeat the process.
Found In  Ground Cover+  On Demand
Q:What is the minimum and maximum number of Insured Flight Days I can book on an On Demand policy?
A:The minimum term is one day, cover will end at 23:59 Hours (GMT) on the booked day. The maximum term is the number of Insured Flying Days you have available on your account. If you book a period of continuous days, cover will end at 23:59 Hours (GMT) on the last day. Should you book one day on the same day you need flight cover for, cover will end at 23:59 Hours (GMT) the same day.
Found In  On Demand
Q:When I purchase a FlyCovered On Demand policy with more than one insured aircraft will each aircraft receive 7 Insured Flying Days?
A:Yes they do. When you purchase an On Demand policy, each aircraft is allocated 7 Insured Flight Days. If you add an aircraft mid term it may not be allocated the full 7 days, the new aircraft will be allocated Insured Flying Days pro rata, for the time remaining on the policy. e.g. if you have 6 months remaining on the policy when you add the new aircraft, you will receive 3 Insured Flying Days for the new aircraft.
Found In  On Demand
Q:Can a named pilot book a day?
A:Not at the moment, this facility will be available soon. The person named as the insured on the Schedule has control of the aircraft flight planner.
Found In  Ground Cover+  On Demand
Q:Is training use covered under my policy?
A:We cover any named pilot for advanced instruction. This means use of the aircraft on an Insured Flying Day, for flight training of a pilot shown in the Schedule, for a purpose other than obtaining a licence necessary to command the aircraft. Advanced instruction includes but is not limited to continuation training, instruction to gain a rating and conversion training.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How do I know the number of Ground Cover+ or On Demand Insured Flying Days I have available?
A:The number of Insured Flying Days you have available are always shown in your FlyCovered account. Log on and select FLIGHT PLANNER, they are shown in the bar above your calendar. They are also shown on your latest Certificate of Insurance and in the the My Documents section of Manage My Policy. If you need more days you can purchase them by selecting BUY DAYS.
Found In  Ground Cover+  On Demand
Q:What happens to unused Insured Flying Days at the end of the policy term and I do not renew my policy with you?
A:Unfortunately any unused days will be lost if you do not renew your policy with us. If you renew your FlyCovered policy we automatically rollover up to 7 unused flight days to use during the next policy year.
Found In  Ground Cover+
Q:What happens to unused Insured Flying Days at the end of the policy term and I do not renew my policy with you?
A:Unfortunately any unused days will be lost if you do not renew your policy, with us. If you renew your FlyCovered policy we automatically rollover up to 7 unused flight days, this could give you up to 14 days to use during the next policy year.
Found In  On Demand
Q:Can I insure an aircraft under construction?
A:Yes this is possible. You can insure an aircraft under construction under our Ground Cover+ policy. We will not offer any cover for damage that is resulting from mistakes made during the build process. When the build is complete and the required CAA permissions have been granted, you can buy and use Insured Flight Days for the aircraft under the Ground Cover+ policy.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How do I cancel booked Insured Flying Days on a Ground Cover+ or On Demand policy?
A:Log into your account. Go to FLIGHT PLANNER in the menu bar. The booked days you can cancel are shown in amber on the calendar. Click on the day you need to cancel, a booking box will appear, select cancel. You will need to enter your PIN to confirm the cancellation. The aircraft icon for that day will be removed, your insurance for that day is then cancelled and your FlyCovered account credited with that day. For your FlyCovered account to receive a credit for the cancelled day, you must cancel it before 23.59 Hours (GMT) the day before you intended to fly.
Found In  Ground Cover+  On Demand
Q:What is the minimum and maximum number of Insured Flying Days I can book on a Ground Cover+ policy?
A:The minimum term is one day, if you purchase and book one day on the same day you need flight cover for, the cover will end at 23:59 Hours (GMT) the same day. The maximum term is the number of Insured Flying Days you have purchased and are available in your account.
Found In  Ground Cover+
Q:When can I buy additional Insured Flying Days for my Ground Cover+ or On Demand policy?
A:You can buy them at anytime during the policy period. We suggest that you only buy the days you need and not to have more than 10 in your account at any one time.
Found In  Ground Cover+  On Demand
Q:Do I receive a new Certificate of Insurance each time I book an Insured Flying Day?
A:Yes you do. We issue a separate Certificate of Insurance for each period of insurance you book on your Ground Cover+ or On Demand policy. You are only covered for flight risks on the insured aircraft when you have booked an Insured Flying Day, through your FlyCovered account and received your Certificate of Insurance, confirming the date and times you are covered.
Found In  Ground Cover+  On Demand
Q:What does the Ground Cover section of my policy cover?
A:The ground cover section is protecting any aircraft insured under this policy, when it is not in flight for loss of or physical damage to the aircraft. Eg theft, malicious damage or storm damage. This section of the policy also covers your legal liability to others, arising when the aircraft is on the ground, including when you are moving the aircraft or running the engines. Full terms and conditions are available in the policy wordings.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:Can I change from an Ground Cover+ or On Demand policy to a Frequent Flyer annual policy?
A:Unfortunately not, also it may not be worth it. With our Price Cap you will never pay more than the Frequent Flyer annual policy, therefore you may be better off staying with this policy, if your flying more than 30 days during the policy period. If you have any unused or unbooked Insured Flying Days remaining in your FlyCovered account at your policy renewal date, we will automatically Rollover up to 7 unused flight days. Alternatively you can cancel your policy and take out a new Frequent Flyer annual policy, we will give you a pro rata return premium on your Ground Cover+ or On Demand to put against the new policy. The cancellation may be subject to a £25 administration fee.
Found In  Ground Cover+  On Demand
Q:What is Liability cover to third parties?
A:This is the amount you are covered for should your aircraft be involved in an accident that involves and causes damages or injury to a third party property or person, this is during flight or while the aircraft is parked on the ground. All aircraft owners and operators must hold the minimum legal requirement for the insured aircraft. The minimum sum insured is calculated on the type of use, Maximum Takeoff Weight (MTOW) and the number of passengers the aircraft can carry. During the quote process we offer the minimum amount for the aircraft from the details supplied, this can be increased up to a maximum £10,000,000. The minimum legal requirement can be found on the CAA website. Full Details of the cover and exclusions are available in the FlyCovered policy wordings.
Found In  Ground Cover+  On Demand Frequent Flyer
Q:How do I know the number of policy Days I have remaining on my Ground Cover+ or On Demand to use my Insured Flying Days?
A:The days remaining on your policy are always shown in your FlyCovered account. Log into your FlyCovered account and select FLIGHT PLANNER, you will find them in the bar above the calendar, along with the number of Insured Flying Days you have remaining in your account and the policy days you have remaining to use them. The remaining number of policy days and Insured Flying Days are also shown on your latest Certificate of Insurance and in the the My Documents section of Manage My Policy.
Found In  Ground Cover+  On Demand

Need help?


Call us on 0345 519 4678

Lines open 9am to 6pm, Monday to Friday.

 

Recently Asked Questions

How Do I Report My Flying Hours In The Proposal
What Do You Mean By Model And Variant
How Do I Book A Flying Day
On Demand
German Airspace

Help Videos

Book Flight Cover
Cancel Flight Cover
 
 



Policy
Wording
Insurance Product Information Document

 



Policy
Wording
Insurance Product Information Document

 



Policy
Wording
Insurance Product Information Document