FlyCovered Faqs

Question : business insurance

Q:	What am I covered to use the aircraft for?
A:	The policy covers you to use the aircraft for private and pleasure purposes including incidental business or professional purposes and continuation training of the pilots named on the policy but not for any commercial use. Full details are available in your FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Where can I find a copy of your Terms Of Business and Conditions.
A:	They are available at the bottom of all the pages of the FlyCovered website. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What cover is provided on Insured Flying Days?
A:	The Insured Flying Days provide comprehensive cover for the insured pilot(s) named on the Schedule and Certificate of Insurance, the aircraft and any passengers, while the insured aircraft is in flight. It covers use for private and pleasure purposes including incidental business or professional purposes and advanced instruction of the pilots named on the policy, but not for hire or reward. Full terms and conditions are available in the policy wordings. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What if I require a non-standard use for my aircraft?
A:	At the moment we can only offer cover for private and pleasure purposes, including incidental business or professional purposes and continuation training of the pilots named on the policy but not for commercial use. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Who are Covered Insurance Services?
A:	The team who developed the FlyCovered Platform have over 30 years experience in IT and Insurance. They are leading innovators in Pay-As-You-Fly and On demand Insurance. Using the latest technology they have removed the dated and complicated processes associated with insurance. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Do you offer discount codes?
A:	Yes we do. You may find them in a quote reminder email, on our facebook, twitter and instagram pages. The terms and conditions for the discount codes can be found in our terms of business on the FlyCovered website. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is my Certificate of Insurance?
A:	As an aircraft owner or operator you are required to have and be able to prove that you hold the minimum level of liability insurance required for your aircraft. The insurance certificate document provides this proof. When you purchase a Frequent Flyer policy we will send you an annual Certificate of Insurance. Should you select an Ground Cover+ or On Demand policy, we will send you a Certificate of Insurance for each period of insurance you book. We will also send you a new Certificate of Insurance should you make any changes to your policy. It is recommended that you carry your Certificate of Insurance when you are intending to operate your aircraft, should a CAA inspector require proof of cover. A copy is always available in your FlyCovered account. Found In Ground Cover+ On Demand Frequent Flyer
Q:	How do I cancel my FlyCovered policy?
A:	You can cancel your policy by contacting our Customer Service Team on 0208 059 8542 Lines are open from 9am to 5pm, Monday to Friday. If you prefer you can email us at [email protected] or write to us at FlyCovered PO Box 581 Grays RM17 9QU. Cancellation may be subject to an administration fee. Full cancellation terms are available in the policy wording and our Terms of Business and Conditions. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Whats Insurance Premium Tax or IPT?
A:	Insurance Premium Tax (IPT) is a tax on general insurance premiums. The IPT to be paid on the premium is determined by the country of registration of the aircraft. The physical location of the aircraft is irrelevant, e.g. an aircraft that is registered in the UK but based in France is located in the UK and pays UK Tax. Commercial aircraft is exempt from IPT. Our system will allocate the applicable tax to the country of aircraft registration. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Do I receive a new Certificate of Insurance each time I book an Insured Flying Day?
A:	Yes you do. We issue a separate Certificate of Insurance for each period of insurance you book on your Ground Cover+ or On Demand policy. You are only covered for flight risks on the insured aircraft when you have booked an Insured Flying Day, through your FlyCovered account and received your Certificate of Insurance, confirming the date and times you are covered. Found In Ground Cover+ On Demand