FlyCovered Faqs

Question : geographical limits

Q:	Can I fly outside the geographical limits noted in the FlyCovered policy wording?
A:	Unfortunately No. The geographical limits you can operate the aircraft in is Europe. Our definition of this is: West of 30o East longitude all countries that have borders within West of 30o East excluding Russia. East of 25o West longitude North of 35o North latitude. For the purposes of the policy Europe shall include all Mediterranean islands. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Can I fly the aircraft abroad?
A:	Yes, if you are a named pilot on the policy. The geographical limits you can operate the aircraft in is Europe. Our definition of this is; West of 30o East longitude all countries that have borders within West of 30o East excluding Russia. East of 25o West longitude North of 35o North latitude. For the purposes of the policy Europe shall include all Mediterranean Islands. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Does the policy cover Third Party War, Terrorism and Allied Perils?
A:	Yes it does. It is shown in the policy wording under Endorsement 7 EXTENDED COVERAGE (Aviation Liability) this may also be known as AVN 52. It will also be shown in your Certificate Of Insurance under section 7. LIABILITY LIMITS OF INSURANCE APPLICABLE TO THIS CERTIFICATE: (b) Third Party War, Terrorism and Allied Perils being insured on an aggregate basis as above, as permissible in accordance with Article 7.1 of EC Regulation 785/2004. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Does the policy cover me when I am flying in Danish airspace?
A:	Yes it does. The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to, from, or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Does the policy cover me when I am flying in German airspace?
A:	Yes it does. The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to, from, or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What is Automatic Personal Accident cover?
A:	The policy is extended to include automatic personal accident insurance as required by applicable legislation in any place to,from or in which you operate the aircraft or shall operate the aircraft. This extension applies in respect of aircraft liability for those territories which have statutory limits for passenger personal accident, notably German aviation insurance law and the Danish Act. Full details of this cover, including any exclusions or conditions, are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer
Q:	What happens if there is more than one Insured on the policy?
A:	A condition appears in the liability sections of your FlyCovered policy wording. It states that each Insured under these sections are considered as third parties to the others and as such they are both entitled to protection, separately. For example, an aircraft that is owned by more than one party, which is involved in an occurrence where one part owner is piloting the aircraft and another part owner travelling as a passenger at the time, such passenger would not necessarily receive the protection under the passenger liability section as they are a part owner of the aircraft. This particular condition, however, extends cover in a number of ways and in this situation will ensure that any part owner travelling as a passenger in the aircraft, will receive the same level of protection as would any other passenger. The total liability of the insurer shall not exceed the applicable limits as shown in the Schedule, less any applicable deductible. Full details of cover, including any exclusions or conditions, are available in the FlyCovered policy wording. Found In Ground Cover+ On Demand Frequent Flyer