FlyCovered Faqs

Question : ground cover outside

Q:	Is Ground Cover+ a traditional ground cover policy?
A:	No. Our Ground Cover+ policy provides annual ground cover plus you can buy and add flight cover at a fixed daily rate on the days you need it. The ground cover section is protecting the aircraft insured under this policy when it is not in flight, for physical loss of or damage to the aircraft. Eg theft, malicious damage or storm damage. It also covers your legal liability to others arising when the aircraft is not in flight, including when you are moving the aircraft or running the engines. Unlike other ground cover policies you don't have to upgrade to an annual policy or call a broker to arrange flight cover, it's all done online. You can fly as many hours as you wish on the Insured Flying Days you buy and book. Found In Ground Cover+
Q:	What does the Ground Cover section of my policy cover?
A:	The ground cover section is protecting any aircraft insured under this policy, when it is not in flight for loss of or physical damage to the aircraft. Eg theft, malicious damage or storm damage. This section of the policy also covers your legal liability to others, arising when the aircraft is on the ground, including when you are moving the aircraft or running the engines. Full terms and conditions are available in the policy wordings. Found In Ground Cover+ On Demand Frequent Flyer
Q:	Does Ground Cover+ or On Demand offer comprehensive in-flight and ground cover?
A:	Yes. Ground Cover+ or On Demand offers annual comprehensive ground cover when the insured aircraft is not in-flight. Full in-flight cover is provided the days you have added in-flight cover through your FlyCovered account. Remember with a traditional aviation policy, you are still paying for flight cover when your aircraft is sitting on the ground. Found In Ground Cover+ On Demand
Q:	How many Insured Flying Days can I buy on my Ground Cover+ policy?
A:	You can buy as many Insured Flying Days as you wish. On a Ground Cover+ policy you buy one day at a time. The daily rate gets cheaper the more days you purchase. We will inform you of the daily rates when you purchase your policy. With our Price Cap no matter how many days you buy you will never pay more than the Frequent Flyer annual premium we quoted you, when you purchased your Ground Cover+ policy. Found In Ground Cover+
Q:	Can I insure an aircraft under construction?
A:	Yes this is possible. You can insure an aircraft under construction under our Ground Cover+ policy. We will not offer any cover for damage that is resulting from mistakes made during the build process. When the build is complete and the required CAA permissions have been granted, you can buy and use Insured Flight Days for the aircraft under the Ground Cover+ policy. Found In Ground Cover+ On Demand Frequent Flyer
Q:	When can I start booking my first Insured Flying Days?
A:	You can start booking Insured Flying Days when you have paid your Ground Cover+ premium, either in full or you have paid the deposit premium if you are paying by Direct Debit. You will then receive your welcome email with your FlyCovered account PIN. The email will have all the instructions to manage your account, including how to buy and book Insured Flying Days. Found In Ground Cover+
Q:	Are the daily premiums for a Ground Cover+ policy the same price for each Insured Flying Day?
A:	No. They start at a higher rate and the premium then reduces as you purchase additional days. We will show you the premiums for each day when you purchase your policy. With our Price Cap no matter how many days you fly, you will never pay more than the Frequent Flyer annual premium we quoted you, when you purchased your Ground Cover+ policy. Found In Ground Cover+
Q:	Is Pay-As-You-Fly a traditional annual aviation insurance policy?
A:	No. You get all the benefits of a traditional aviation policy you just pay for in-flight cover when you need it. With a traditional aviation policy, you pay for in-flight cover when your aircraft is sitting on the ground. Our Pay-As-You-Fly policy provides comprehensive annual ground cover and 7 Insured Flying Days to use when you need in-flight cover. You have the option to purchase additional in-flight cover at a fixed daily rate when you have used the 7 included days. You can select and book Insured Flying Days through your FlyCovered account before you fly, even on the same day; it only takes a couple minutes from your Iphone, smartphone, tablet or PC, you can fly as many hours as you wish on these days. Found In Frequent Flyer
Q:	If I have a FlyCovered Ground Cover+ or On Demand, how much will additional in-flight days cost to buy?
A:	The premium for each Insured Flying Day is calculated at a daily rate and is linked to your risk. The daily premiums will be provided with your quote and are always shown in your FlyCovered account. With a Pay-As-You-Fly policy the additional days are at a fixed daily rate. With a Ground Cover+ policy the daily premiums reduce as you buy each additional day. With our Price Cap, no matter how many days you buy you will never pay more than the Frequent Flyer annual premium we quoted you, when you purchased your Pay-As-You-Fly or Ground Cover+ policy. Found In Ground Cover+ On Demand
Q:	What are Free Insured Flying Days and how do they work on a Ground Cover+ or On Demand policy?
A:	Free Insured Flying Days are part of our Price Cap. If your premium spend including the purchase of any Insured Flying Days, equals or is more than the Frequent Flyer annual premium we quoted you when you purchased your Ground Cover+ or On Demand policy, we automatically credit your FlyCovered account with FREE Insured Flying Days until your policy renews. You will still need to book Insured Flying Days through your Ground Cover+ or On Demand account but you won't be charged for these days. Found In Ground Cover+ On Demand