Compliant With EU Regulations. Policy complies with EU regulation EC785/2004 and CAA requirements to operate a drone commercially.
Annual Equipment Cover Out Of Flight. Your equipment, including drones, detachable payloads, ground equipment, accessories and spares are covered around the clock in transit or storage, including accidental damage and theft.
In-Flight Equipment Cover. Any insured drone and detachable payload up to £100,000 is covered in-flight for physical damage, loss, unintentional flyaways, and mid-air collisions. You select the days you need in-flight cover with a Pay As You Fly+ policy, cover is in place all year with our annual policy.
Public Liability In-Flight. Cover is available from £1Million to £50Million to cover claims made against you for any accidental property damage or injury to a member of the public whilst you are operating your drone commercially. Our policies are flexible and allow you to increase and decrease the levels of liability cover for a specific job. Annual policies include in-flight cover. With a Pay As You Fly+ policy you select the days cover is required.
Noise Liability. Claims for bodily injury or property damage from the noise of the drone whilst in flight, or if an official noise complaint is made against you.
Invasion Of Privacy. Data collected from the drone and subsequently made available to third parties without the consent of the party to whom the data relates.
Insured Flying Days Included In Your Policy. Annual in-flight cover is automatically included with our annual policy. The Pay-As-You-Fly+ policy gives 30 days in-flight cover to use when you need them.
Worldwide Cover. Our policies offer cover Worldwide, other than the USA and sanctioned countries. A full list of excluded territories are available in the policy wording.
Multi Drones Fleet Cover. Insure up to 10 drones on one policy. Fly more than one drone at the same time if you have other pilots working for you.
Multiple Pilots. Add Operators Indemnity cover to your policy and any qualified pilot named in your operations manual can fly the insured drone. You are not required to name the pilots on the policy.
Drone Use. You can use the insured drone for commercial or own business use, a supervised CAA approved NQE flight assessment or practicing your skills. We exclude any personal, recreational or competitive use.
Cover Over High Risk Locations. Although we do not exclude you from operating in high risk or hazardous locations, you are required to comply with any local/national aviation regulations and have the correct permits and extended permissions in place if required for any cover to be operative.
24 Hour Claims Line. If you have a claim our Claims Helpline is open 24 hours a day, 365 days a year - there to help when you need it.
Manage Your Policy Online. You can manage your policy online at anytime. Download documents, make changes to your policy from a laptop, tablet, iPhone or smartphone.
Instant Cover And Documents. All policies offer instant cover including in-flight cover. Your documents are delivered to you by email instantly.
Cancel In-Flight Cover. You can cancel in-flight cover before midnight local time at your address, the day before you were due to fly. We credit your FlyCovered account with any cancelled day.
Rollover Unused In-Flight Cover. You can rollover up to 7 unused in-flight days at renewal. This could give you up to 37 days to use when you renew with us.
Premium Guarantee and Price Cap. We guarantee your premium spend. No matter how many additional Insured Flying Days (in-flight cover) you buy, you never pay more than the annual premium we quoted you.
UAS Operators Indemnity. Covers the third party liabilities of any qualified pilot authorised by you to operate the insured drone. This cover is required should you need to have additional pilots operating your drones.
Liability To UAS Operators. Covers your liability to any qualified drone pilot authorised by you to operate the insured drone excluding, employers’ liability insurance.
Cyber Extension – Loss of Digital Assets. This covers the costs you incur for the loss of digital assets as a direct result of damage, alteration, corruption, distortion, theft, misuse, or destruction of your digital assets directly caused by a computer virus, whether through malicious acts or non-malicious acts. The policy covers up to £10,000 each digital asset loss
Strikes, Malicious Acts And Hi-jacking. This covers any physical loss of, or damage to, drone and equipment following: strikes, malicious acts or hi-jacking.
Alternative Hire Costs.This covers any reasonable costs and expenses for hiring an alternative drone to complete any previously agreed contracts following loss or any physical damage to the drone. The policy covers a maximum period of 30 days hire or when hire costs reach £1,000 whichever occurs sooner
Buy Additional insured Flying Days (In-Flight Cover).If you use the 30 days Insured Flying Days included in your policy, you have the option to buy additional days if needed, we give you a fixed daily rate that’s shown in your quote. No matter how many additional days you buy, you will never pay more than the annual policy we quoted you.