FlyCovered Commercial Drone Insurance

We Offer 3 Policies Because All Drone Businesses Are Different



Compare Our Policies



Compliant With EU Regulations. Policy complies with EU regulation EC785/2004 and CAA requirements to operate a drone commercially.

Pay You Fly
Plus
Annual
Premium
Liability
only
Annual Equipment Cover Out Of Flight. Your equipment, including drones, detachable payloads, ground equipment, accessories and spares are covered around the clock in transit or storage, including accidental damage and theft.

Pay You Fly
Plus
365 Days
Annual
Premium
365 Days
Liability
only
In-Flight Equipment Cover. Any insured drone and detachable payload up to £250,000 is covered in-flight for physical damage, loss, unintentional flyaways, and mid-air collisions. You select the days you need in-flight cover with a Pay As You Fly+ policy, cover is in place all year with our annual policy.

Pay You Fly
Plus
30 Days
Annual
Premium
365 Days
Liability
only
Public Liability In-Flight. Cover is available from £1Million to £50Million to cover claims made against you for any accidental property damage or injury to a member of the public whilst you are operating your drone commercially. Our policies are flexible and allow you to increase and decrease the levels of liability cover for a specific job. Annual policies include in-flight cover. With a Pay As You Fly+ policy you select the days cover is required.

Pay You Fly
Plus
30 Days
Annual
Premium
365 Days
Liability
only
365 Days
Noise Liability. Claims for bodily injury or property damage from the noise of the drone whilst in flight, or if an official noise complaint is made against you.

Pay You Fly
Plus
Annual
Premium
Liability
only
Invasion Of Privacy. Data collected from the drone and subsequently made available to third parties without the consent of the party to whom the data relates.

Pay You Fly
Plus
Annual
Premium
Liability
only
Insured Flying Days Included In Your Policy. Annual in-flight cover is automatically included with our annual policy. The Pay-As-You-Fly+ policy gives 30 days in-flight cover to use when you need them.

Pay You Fly
Plus
30 Days
Annual
Premium
365 Days
Liability
only
Worldwide Cover. Our policies offer cover Worldwide, other than the USA and sanctioned countries. A full list of excluded territories are available in the policy wording.

Pay You Fly
Plus
Annual
Premium
Liability
only
Multi Drones Fleet Cover. Insure up to 10 drones on one policy. Fly more than one drone at the same time if you have other pilots working for you.

Pay You Fly
Plus
Annual
Premium
Liability
only
Multiple Pilots. Add Operators Indemnity cover to your policy and any qualified pilot named in your operations manual can fly the insured drone. You are not required to name the pilots on the policy.

Pay You Fly
Plus
Annual
Premium
Liability
only
Drone Use. You can use the insured drone for commercial or own business use, a supervised CAA approved NQE flight assessment or practicing your skills. We exclude any personal, recreational or competitive use.

Pay You Fly
Plus
Annual
Premium
Liability
only
Cover Over High Risk Locations. Although we do not exclude you from operating in high risk or hazardous locations, you are required to comply with any local/national aviation regulations and have the correct permits and extended permissions in place if required for any cover to be operative.

Pay You Fly
Plus
Annual
Premium
Liability
only
24 Hour Claims Line. If you have a claim our Claims Helpline is open 24 hours a day, 365 days a year - there to help when you need it.

Pay You Fly
Plus
Annual
Premium
Liability
only
Manage Your Policy Online. You can manage your policy online at anytime. Download documents, make changes to your policy from a laptop, tablet, iPhone or smartphone.

Pay You Fly
Plus
Annual
Premium
Liability
only
Instant Cover And Documents. All policies offer instant cover including in-flight cover. Your documents are delivered to you by email instantly.

Pay You Fly
Plus
Annual
Premium
Liability
only
Cancel In-Flight Cover. You can cancel in-flight cover before midnight local time at your address, the day before you were due to fly. We credit your FlyCovered account with any cancelled day.

Pay You Fly
Plus
Annual
Premium
Liability
only
Rollover Unused In-Flight Cover. You can rollover up to 7 unused in-flight days at renewal. This could give you up to 37 days to use when you renew with us.

Pay You Fly
Plus
Annual
Premium
Liability
only
Premium Guarantee and Price Cap. We guarantee your premium spend. No matter how many additional Insured Flying Days (in-flight cover) you buy, you never pay more than the annual premium we quoted you.

Pay You Fly
Plus
Annual
Premium
Liability
only
Policy Wording for policies starting prior to 1st December 2022

On Demand
Annual Premium
Liability Only
Policy Wording for policies starting on or after the 1st December 2022

On Demand
Annual Premium
Liability Only
Insurance Product Information Document

On Demand
Annual Premium
Liability Only


Additional Covers
That Can Be Added To Your Policy

UAS Operators Indemnity. Covers the third party liabilities of any qualified pilot authorised by you to operate the insured drone. This cover is required should you need to have additional pilots operating your drones.

Pay You Fly
Plus
Annual
Premium
Liability
only
Liability To UAS Operators. Covers your liability to any qualified drone pilot authorised by you to operate the insured drone excluding, employers’ liability insurance.

Pay You Fly
Plus
Annual
Premium
Liability
only
Cyber Extension – Loss of Digital Assets. This covers the costs you incur for the loss of digital assets as a direct result of damage, alteration, corruption, distortion, theft, misuse, or destruction of your digital assets directly caused by a computer virus, whether through malicious acts or non-malicious acts. The policy covers up to £10,000 each digital asset loss

Pay You Fly
Plus
Annual
Premium
Liability
only
Strikes, Malicious Acts And Hi-jacking. This covers any physical loss of, or damage to, drone and equipment following: strikes, malicious acts or hi-jacking.

Pay You Fly
Plus
Annual
Premium
Liability
only
Alternative Hire Costs.This covers any reasonable costs and expenses for hiring an alternative drone to complete any previously agreed contracts following loss or any physical damage to the drone. The policy covers a maximum period of 30 days hire or when hire costs reach £1,000 whichever occurs sooner

Pay You Fly
Plus
Annual
Premium
Liability
only
Buy Additional insured Flying Days (In-Flight Cover).If you use the 30 days Insured Flying Days included in your policy, you have the option to buy additional days if needed, we give you a fixed daily rate that’s shown in your quote. No matter how many additional days you buy, you will never pay more than the annual policy we quoted you.

Pay You Fly
Plus
Annual
Premium
Liability
only

Why Fly Covered

  • Fast Simple Quote And Buy.
    No long application forms or calls. 3 quotes, in 2 minutes; you could be Covered in 5.
  • Instant Cover And Documents.
    All policies offer instant cover including Insured Flying Days (in-flight cover). Your documents are delivered to you by email instantly.
  • More Choice.
    We offer 3 drone policies to ensure you get the right cover for your business and budget.
  • Manage Your Policy Online 24/7.
    You can manage your policy online at anytime. Download documents and make changes to your policy from a laptop, tablet, iPhone or smartphone.
  • If You Have A Claim.
    Our Claims Helpline is open 24 hours a day, 365 days a year - there to help when you need it.
  • Got A Question?
    Take a look at our online FAQs or talk to our award winning UK based customer service centre during office hours.
  • The FlyCovered Platform.
    The team who developed the FlyCovered Platform and policies have over 40 years experience in IT and Insurance. They are leading innovators in Pay As You Go insurance and using the latest technology they have removed the dated processes associated with insurance.
  • We Have You Covered.
    Cover for any single drones up to £250,000 - Liabilities up to £50Million - Unlimited drone and unlimited pilots on one policy - Fly At Night - Over Water - Over Hazardous Locations - Film Weddings to Movies - Survey Houses to Oil Rigs - Cover for Emergency Services and Search & Rescue.


We've changed the way you buy and use insurance.


Get 3 Quotes in 2 Minutes