Q: | Are there any aircraft that you are unable to insure? |
A: | Aircraft with a value over £250,000. Aircraft that are based outside of England, Northern Ireland, Scotland, Wales, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney. Fixed-Wing aircraft which have a Maximum Takeoff Weight (MTOW) over 5,700 KG or under 390 KG. Any Rotary-Wing aircraft. Aircraft that are considered a single seat deregulated (SSDR) category aircraft. Aircraft that are classed as a gyrocopter or FLEXWING microlight, a glider or motor glider. Aircraft that are classed as warbirds (ex-military, replica and historic aircraft), amphibious aircraft, aircraft fitted with floats or aircraft configured for cargo. Aircraft that will be used for agricultural purposes, game capture & control, racing, any competition use, parachuting glider towing. Aircraft that will be used for any commercial use, including Ab-Initio instruction, commercial passenger carriage, commercial cargo rental, medevac, commercial aerial photography/filming, aerial survey, glider towing, air display, commercial operation for remuneration and/or hire and reward. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | Do you insure gliders or motor gliders? |
A: | Not at this time. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | Do you have any exclusions for what the insured aircraft can be used for? |
A: | Yes we do. We are unable to insure any aircraft that will be used for agricultural purposes, game capture & control, competition use of any kind, racing or parachuting. Aircraft that will be used for any commercial use, including Ab-Initio instruction, commercial passenger carriage, commercial cargo rental, medevac, commercial aerial photography/filming, aerial survey, glider towing, air display, commercial operation for remuneration and/or hire and reward. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | Do you insure Microlights or Gyrocopters? |
A: | We can only insure Fixed Wing Microlights NOT Flexwing at the moment. We do not insure Gyrocopters but this option is coming soon. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | Do you insure flying clubs? |
A: | Not at the moment, but the option is coming soon. We insure syndicates and flying groups. Found In Ground Cover+ On Demand Frequent Flyer drone |
Q: | What is the maximum pilot age you can insure under a FlyCovered policy? |
A: | The maximum age we can insure is 76 at the time of application. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | What is the maximum aircraft value you insure? |
A: | At the moment we can only insure aircraft up to £350,000. Found In Ground Cover+ On Demand Frequent Flyer |
Q: | Do I have to be a resident in the UK to take out a FlyCovered policy? |
A: | Yes. We are unable to insure non UK residents. We can only insure residents of England, Scotland, Northern Ireland, Wales, the Isle of Man, the Island of Guernsey, the Island of Jersey and the Island of Alderney. Found In Ground Cover+ On Demand Frequent Flyer drone |
Q: | Can I insure my aircraft under a syndicate or group name? |
A: | You can insure your aircraft under a group name. You will need to add the groups name and all the pilots of the group in the application process. We will use the person who is applying as the main contact. The group name will be shown as the policyholder. The group cannot operate the aircraft for any commercial use or to make a profit. You should contact the CAA who can provide information if you feel you are not complying and that you may fall under rental / commercial use. Found In Ground Cover+ On Demand Frequent Flyer drone |
Q: | Can I insure an aircraft under construction? |
A: | Yes this is possible. You can insure an aircraft under construction under our Ground Cover+ policy. We will not offer any cover for damage that is resulting from mistakes made during the build process. When the build is complete and the required CAA permissions have been granted, you can buy and use Insured Flight Days for the aircraft under the Ground Cover+ policy. Found In Ground Cover+ On Demand Frequent Flyer |
For policies starting on or after
1st December 2022
For policies starting prior to
1st December 2022
For policies starting on or after
1st December 2022
For policies starting prior to
1st December 2022
For policies starting on or after
1st December 2022
For policies starting prior to
1st December 2022